Retirement Strategies
If you're like most Americans, you're concerned about retirement.
To help ensure you have a strategy in place to address some of those concerns, you may find it helpful to work with someone with experience in using life insurance and fixed annuities to help solidify your retirement strategy with valuable protection and guarantees.
Fixed Annuities ¹
Are any of your retirement savings protected from the volatility of the stock market? We can help you discover accumulation and various income options with 100% guarantee of your principle against market volatility.
Life Insurance ²
You're probably familiar with life insurance, and the importance of the death benefit that it provides. If you pass away during retirement, the death benefit can be used to help fund your spouse's retirement goals, help replace lost social security income, or other needs. Of course, it can also be used if you pass away prior to retirement. You might not be familiar with the potential benefits that a cash value life insurance policy can provide during your lifetime. Learn how life insurance can be beneficial to your overall plans.
¹ Fixed Annuities are designed to meet long-term needs for retirement income. They provide guarantees against the loss of principal and credited interest, and offer the reassurance of a death benefit for your beneficiaries. Early withdrawals may result in loss of principal and credited interest due to surrender charges. Any distributions may be subject to ordinary income tax and, if taken prior to age 59 ½, an additional 10% federal tax.
² Keep in mind that most life insurance policies require health underwriting and, in some cases, financial underwriting. For information on how life insurance works, including fees and expenses, please contact our office.
Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
SERVICES
There are many financial products in the market, and so choosing the ones that can help meet an individual client’s needs can be complicated. We don’t believe in cookie-cutter solutions, every strategy we craft is tailor-made to help meet your financial needs and goals. We are committed to providing a high level of service that stands apart from the rest.